Neighbor to Neighbor

At Bray-Gentilly Mutual Insurance in Thief River Falls, our reality is different than the major insurance companies of America. We do not own an airplane and our name is not on an international ice-skating competition. We believe in supporting our communities. We live and work in the areas where we write insurance, so we really are your neighbors and friends. 


We believe trust is earned and we have spent over 114 years maintaining the trust established by a small group of people that started this company. Mutual Insurance were initiated by people who saw the need for a neighbor to help a neighbor, by pooling their "premiums," they could afford to rebuild homes. Bray-Gentilly's board of directors is made up of and elected by policy holders.


Bray-Gentilly Mutual Insurance Company was established in 1900, as two companies (Bray Mutual Insurance Company and Gentilly Mutual Insurance Company). In January, 1985, the board of directors decided to merge the two companies.  Today, the company continues to grow and serve the communities of Pennington, Marshall, Polk, Red Lake, Clearwater, Beltrami and Roseau counties.